<p>This Starbucks -- one of several up and down Fair Oaks Avenue -- is a nice oasis from the midday sun.</p> <p>The soft lighting and ergonomic furniture are relaxing, combined with a subdued banking atmosphere at Wells Fargo on the other side of the interior divide that separates both businesses.</p> <p>This combo store concept usually goes for large fast food chains, but here the trend has made it to the banking sector. Obviously, the idea is one stop for bank customers, a dream for Wells Fargo patrons who are also Starbucks fanatics.</p> <p>Convenience is the main sell, a tried and true marketing appeal that in this case also maximizes commercial real estate space.</p>